(effective as of 08/22/19)
Certificates of Deposit & IRAs***
| Term |
Minimum Deposit |
InterestRate |
Compound Frequency |
APY* |
| 3 MONTH |
$500.00 |
0.40% |
AT MATURITY |
0.40% |
| 6 MONTH |
$500.00 |
0.50% |
AT MATURITY |
0.50% |
| 7 MONTH |
$500.00 |
0.50% |
AT MATURITY |
0.50% |
| 9 MONTH |
$500.00 |
0.60% |
QUARTERLY |
0.60% |
| 12 MONTH |
$500.00 |
0.75% |
QUARTERLY |
0.75% |
| 15 MONTH |
$500.00 |
1.49% |
QUARTERLY |
1.50% |
| 18 MONTH |
$500.00 |
1.00% |
QUARTERLY |
1.00% |
22 MONTH
STEP UP |
$500.00 |
1.10% |
QUARTERLY |
1.10% |
| 24 MONTH |
$500.00 |
1.74% |
QUARTERLY |
1.75% |
| 30 MONTH |
$500.00 |
1.99% |
QUARTERLY |
2.00% |
| 36 MONTH |
$500.00 |
1.99% |
QUARTERLY |
2.00% |
| 48 MONTH |
$500.00 |
2.23% |
QUARTERLY |
2.25% |
| 60 MONTH |
$500.00 |
2.48% |
QUARTERLY |
2.50% |
Health Savings Account **
| Balance Equal/Above |
Interest Rate |
Compound Frequency |
APY* |
| $0.01 |
0.00% |
MONTHLY |
0.00% |
| $300.00 |
0.15% |
MONTHLY |
0.15% |
| $3,000.00 |
0.25% |
MONTHLY |
0.25% |
Interest Checking**
| Balance Equal/Above |
Interest Rate |
Compound Frequency |
APY* |
| $0.01 |
0.05% |
MONTHLY |
0.05% |
| $500.00 |
0.10% |
MONTHLY |
0.10% |
| $500,000.00 |
0.50% |
MONTHLY |
0.50% |
Interest Business Checking**
|
Interest Rate |
Compound Frequency |
APY* |
| Interest Business Checking |
0.10% |
MONTHLY |
0.10% |
| Non-Profit Interest Checking |
0.10% |
MONTHLY |
0.10% |
Regular Savings – Personal and Business
| Balance Equal/Above |
Interest Rate |
Compound Frequency |
APY* |
| $0.01 |
0.00% |
MONTHLY |
0.00% |
| $100.00 |
0.10% |
MONTHLY |
0.10% |
| $1,000.00 |
0.15% |
MONTHLY |
0.15% |
| $5,000.00 |
0.20% |
MONTHLY |
0.20% |
High Rate Savings – Personal and Business
| Balance Equal/Above |
Interest Rate |
Compound Frequency |
APY* |
| $0.01 |
0.00% |
MONTHLY |
0.00% |
| $100.00 |
0.10% |
MONTHLY |
0.10% |
| $1,000.00 |
0.15% |
MONTHLY |
0.15% |
| $5,000.00 |
0.20% |
MONTHLY |
0.20% |
| $50,000.00 |
0.25% |
MONTHLY |
0.25% |
| $500,000.00 |
0.50% |
MONTHLY |
0.50% |
SuperSaver Kids Club Savings
| Balance Equal/Above |
Interest Rate |
Compound Frequency |
APY* |
| $0.01 |
4.91% |
MONTHLY |
5.00% |
| $500.01 |
0.10% |
MONTHLY |
0.10% |
| $5,000.00 |
0.15% |
MONTHLY |
0.15% |
Interest Rate and Annual Percentage Yield subject to change at bank’s discretion.
**Minimum balances required to avoid service charge.
Fees could reduce the earnings on the account.
***Penalty for early withdrawal.
You may call (402) 238-2245 for further information about interest rates.
