We have simplified the home buying process into three easy steps below.
Just click on APPLY NOW and complete the quick web application. This will authorize us to pull a mortgage credit report. Once it is completed and submitted, you can fax/scan your income documentation so we may review the information to get you prequalified.
The credit report and the income documentation are the main factors used in preparing a prequalification letter.
If you already had an accepted offer, we will need the purchase agreement so we can prepare your loan documents and set your appointment.
Any additional items needed will be requested to assist with the processing of the file.
The required items needed will then be ordered. Once they are received, the processing is completed and the file will be reviewed by underwriting. Once we have a clear to close the closing will be scheduled.
Final step – you move into your new HOME !!
Once you have found your home you need to contact us to find out what your loan payments will be based on the home’s address. We will provide you detail information of the loan options you have available. This will give you important information as you work to finalize the purchase contract. Once the contract is signed you are ready and you are just one step away from moving into your new home.